Airbnb Rentals Make Mortgage Refinancing Easier – Brite Homes Florida

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Through this initiative, Better can allow you to use your Airbnb income without re-categorizing your home as an investment property. including airbnb rental income to support your Debt-to-income ratio (dti) potentially qualifies you for better financing terms and bigger savings on both a rate/term or cash-out refinance. How it works

If you’re a homeowner and you’re renting out rooms through AirBnb, congrats!You can now use that AirBnb income to refinance your mortgage. Fannie Mae now allows borrowers to use Airbnb rental income as part of the income qualification to refinance their home loans.

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Homeowners soon will be able to count income they earn from Airbnb Inc. rentals on applications for refinance loans.. Lenders to allow Airbnb income on mortgage forms. expected to be.

Airbnb Mortgage Pilot Program Backed by Fannie Mae. If you’ve only got 12 months of rental history via the company, they’ll only be able to consider 75% of the income for qualification purposes. This additional money can be used to qualify for both a rate and term refinance or a cash out refi.