What’s the Difference Between a Home Appraisal and a Home Inspection? » Mortgage Masters Group

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First let me lay out the difference between an appraisal and a home inspection. An appraisal is something that a mortgage company or a bank would require in order to verify the value of any given piece of real estate. An inspection on the other hand is something that can be optional prior to a real estate transaction.

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A home inspection is optional, while an appraisal is required by the mortgage lender. An appraiser is more concerned with the value of the property, and a home inspector is more concerned with the condition of the property.

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Most of us will have a real estate appraisal done at some point in our property-owning lives, and yet, as common as that experience is, there are many misconceptions about what an appraisal is.

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http://FolsomGraniteBayRealEstate.com What is the difference between a home inspection and a home appraisal? Evangeline Scott of Big Valley Mortgage and Pam.