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Along with our outstanding mortgage loans, we further benefit and assist our clients with the lowest mortgage interest rates available. Whether you’re a first time homebuyer, purchasing your dream home, refinancing an outstanding loan, or consolidating your debt, our services at Perennial Funding are limitless.

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An FHA Mortgage is a government-backed home loan with more flexible lending requirements than those for conventional loans. FHA loans are insured by the Federal Housing Administration and may have an easier qualification process due to less stringent down-payment and credit requirements than conventional mortgages.

Looking to purchase a home or refinance an existing mortgage? Online mortgage loans allow you to receive multiple offers and find a loan that suits your needs. Before starting a mortgage or refinancing an existing loan, it’s important you understand the mortgage loans process. To get you started, we’ve answered some of the most commonly.

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My husband and I found our dream home in a fast and competitive market, Cardinal had are preapproval for the property same day and my experience only got better. Through underwriting the loan processor only came back once looking for additional information ( if you have financed a home before.

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